10 Different Types of Credit Cards and How They Affect Your Credit.
Find out how to obtain an 800 Credit Score plus I’ll give you the five components that make up a credit score.
This new credit scoring model can affect your credit in a negative or positive way in the near future.
FAIR CREDIT REPORTING ACT If inaccurate information is found to be reported on your credit record, you should refer to the Fair Credit Reporting Act. This is a federal law that regulates such matters. It holds credit reporting agencies accountable for handling credit data fairly. Experian, Equifax, and TransUnion are the three most used credit […]
Your credit record consists of a credit report and credit score. Credit lenders report your payment habits to the credit bureaus as well as account status updates. This is the main content that is recorded on your report. Other content includes your name, address, employment history, etc. The details listed on the report effect your […]